Add vegetable oil to a large pot over medium-high heat.
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Press cooked white rice into a flat layer.
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Cook for 20 minutes, mixing halfway through.
Meanwhile, in a bowl, mix shallot, garlic cloves, the juice of limes, soy sauce, olive oil, maple syrup, and toasted sesame seeds.
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Turn the heat down to medium-low.
Add kidney beans, chickpeas, and pinto beans to the pot with one-third of the dressing.
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Fold them into the rice.
Cover the pot and continue cooking for 3-4 minutes to heat the beans through.
Serve with the remaining dressing drizzled over the top.